Terms & Conditions

These Terms of Use (“Terms”) govern your access to and use of StockEducation.com (the “Website”), including all content, courses, and services provided. By accessing or using this Website, you agree to be bound by these Terms. If you do not accept these Terms, you must not use StockEducation.com.

For these Terms, “StockEducation,” “we,” “us,” and “our” mean Stock Education Publishing Pty Ltd (ABN 14 700 917 960), whose registered office is Suite 2, Level 3, 7-15 Macquarie Place, Sydney NSW 2000.

1. Intellectual Property & Copyright

1.1 Ownership of Content

All materials on StockEducation.com—including text, videos, images, quizzes, course materials, downloads, and other resources—are owned by StockEducation.com. This content is protected by the Copyright Act 1968 (Cth) and relevant international copyright treaties.

1.2 Prohibited Uses

• You must not copy, reproduce, distribute, modify, or create derivative works from any part of this Website without explicit, written permission from StockEducation.com.
• You must not share, sell, or otherwise transfer your login credentials to any other person or entity.
• You must not incorporate any of our content into competing products or services.

1.3 Legal Enforcement

We actively monitor for unauthorized use. Any breach of our intellectual property rights will result in serious legal action, including (but not limited to) claims for damages, injunctions, and recovery of legal costs where permissible. By using this Website, you acknowledge and agree that StockEducation.com will vigorously enforce its intellectual property rights to the fullest extent of the law.

2. No Financial Advice

2.1 Educational Purpose Only

All information on StockEducation.com is provided for educational and informational purposes only. We are not licensed financial advisers under the laws of Australia, the United States, or any other jurisdiction.

2.2 No Recommendations

Nothing on this Website, including courses or content, should be interpreted as financial, legal, or tax advice or as an offer, recommendation, or solicitation to buy or sell securities. We strongly recommend seeking independent professional advice before making investment decisions.

2.3 Assumption of Risk

You acknowledge that investing in stocks or financial markets carries inherent risks. By using this Website, you assume all responsibility for any investment decisions you make and agree that StockEducation.com is not liable for any losses or damages resulting from such decisions.

3. Limitation Of Liability

3.1 No Guarantees

To the fullest extent permitted by Australian law, StockEducation.com provides all content “as is” and makes no warranties, express or implied, regarding its accuracy, completeness, or suitability for any particular purpose.

3.2 Types of Loss

StockEducation.com is not liable for any:

• Financial losses, including lost profits or investment losses.
• Indirect, consequential, or incidental damages.
• Damages resulting from unauthorized account use or data breaches beyond our reasonable control.

3.3 User Responsibility

By using this Website, you agree to bear all risk associated with your investment decisions and acknowledge that StockEducation.com does not guarantee specific financial outcomes.

4. Privacy Policy

Your use of the Website is also governed by our Privacy Policy, which explains how we collect, store, and process your personal information in compliance with the Privacy Act 1988 (Cth) and other applicable regulations. By continuing to use StockEducation.com, you consent to the practices described in our Privacy Policy.

5. Third-Party Links & Resources

5.1 External Sites

StockEducation.com may contain links to third-party websites or resources. These are provided solely for your convenience. We do not endorse or guarantee the accuracy, reliability, or completeness of any third-party content.

5.2 Disclaimer of Liability

Any interactions with external sites are at your own risk, and StockEducation.com is not responsible for any issues arising from third-party content or services.

6. Free Access & Accounts

6.1 Free Services

StockEducation currently provides its core course, educational tools, and calculators without charge. Because no subscription or course fee is currently collected, no refund or paid-subscription cancellation process applies. If we introduce a paid service in the future, its price, payment terms, cancellation process, refund rights, and any additional conditions will be displayed before purchase and will operate subject to applicable consumer law.

6.2 Closing an Account

You may stop using the Website at any time. To request closure of a registered account, contact support@stockeducation.com. Personal information associated with a closed account will be handled in accordance with our Privacy Policy, although limited records may be retained where reasonably required for security, legal, or regulatory purposes.

6.3 Suspension or Termination

We may restrict, suspend, or close an account where reasonably necessary to address unlawful activity, security risks, misuse of the Website, credential sharing, interference with other users, or a material breach of these Terms. Any action will be taken consistently with applicable law and will not limit rights that cannot lawfully be excluded.

7. AI-Assisted Tools

7.1 Automated Outputs

Some Website features use artificial intelligence to generate educational explanations, summaries, examples, or analytical outputs. AI-generated material may be incomplete, inaccurate, outdated, or unsuitable for a particular purpose and should be checked against reliable primary sources.

7.2 No Reliance or Personal Advice

AI-assisted outputs do not assess your personal objectives, financial situation, needs, tax position, or legal circumstances. They are not financial, legal, accounting, or tax advice and must not be treated as a recommendation to buy, sell, or hold any investment. You remain responsible for verifying information and obtaining appropriately licensed professional advice where needed.

7.3 Information You Submit

Do not submit confidential, sensitive, or unnecessary personal information to an AI-assisted tool. Information handling for these tools is explained in our Privacy Policy.

8. Governing Law & Jurisdiction

8.1 Australian Law

These Terms are governed by the laws of Australia, including the Australian Consumer Law and other relevant statutes.

8.2 Exclusive Jurisdiction

You agree that any dispute related to these Terms or your use of the Website will be governed by the laws of New South Wales, Australia and resolved exclusively in the courts of New South Wales, Australia, except where applicable consumer law requires otherwise. If you access StockEducation.com from outside Australia, you are responsible for complying with all local laws in your jurisdiction.

9. Changes To These Terms

We reserve the right to update or modify these Terms at any time. Any changes will be posted on this page with an updated Effective Date. Your continued use of the Website after such updates constitutes your acceptance of the revised Terms.

10. Contact Us

If you have questions or concerns about these Terms, please contact us at:

Stock Education Publishing Pty Ltd
ABN 14 700 917 960
Registered office: Suite 2, Level 3, 7-15 Macquarie Place, Sydney NSW 2000
Email: support@stockeducation.com
Phone: +61 419 763 499

By using StockEducation.com, you confirm that you have read, understood, and agreed to these Terms of Use.